Hi!
With a true SLR you know if you're in focus, else, you just hope.
I mean the lense-mirror-prism-lens kind of SLR, not the tiny-LCD-in-a-box variety. Most AF systems are definitely not built to perform at their best in uw light conditions (except the real high-end ones which manage to focus in nearly pitch dark).
Interchangable lenses are a nice thing to have, esp. if you already have some ;-) although the current CCD sizes will leave you with about x1.5 magnification. Really wide wideangle shoots therefore, are expensive.
A great value for money are the Olympus E-10 and E-20. True SLR but no interchangable lense (fixed zoom, 35mm-140mm equivalent to a SLR). You get converters at x1.45, x0.8 and even x0.24 which leads to a fish-eye (8.3mm SLR!). The AF does fine most of the time (extra light helps a lot!) and you know when it doesn't. There's always a way to cheat it (lock the focus to your hand e.g. and then move the camera until your object is in focus.
I tried it both through the finder and with the back mount LCD both on land and uw. No chance with the LCD. Also no chance with the "electronic finder" SLRs (like the Minolta Dimage 7, Nikon CP 5700), tested on land.
Helge ;-)=)