Just wanted to give everyone a heads up on my experience this past weekend purchasing trip insurance for my trip to Wakatobi, Bali & Lembeh this September.
On Saturday, I entered my age, trip cost & destination and got a quote of a little over $300. On Sunday, when I was going to purchase the insurance, I entered the same information and got a quote of over $100 more. I called up CSA Travel Protection today to find out why the premium increased more than $100 in one day. I was told the reason for the increase in premium was that CSA had a new underwriter. To be fair, there were some additional benefits for the higher premium. However, I didn't want or need the additional benefits. The woman I spoke with did allow me to purchase the cheaper policy since I already had been given a quote, but apparently if you have not been given a quote already, you will have to pay the new rate.
In the past, I have not purchased travel insurance for dive trips so this sudden increase was a big surprise to me. Perhaps it's common to have premium increases of this size, but just thought I'd alert you to the change.
Ellen
