H20 Insurance Alert
New H20 policies and renewal policies now include the following.
"5. Perils Excluded
d. Items lost while in your care, custody, and control - while in use
both in and out of the water, dropped overboard, or swept over-board."
So I asked DEPP Insurance the following question.
"Can you please clarify for me e.g. if, while handing my dive camera up
to the dive master on the boat, the camera is accidentally dropped
overboard and can not be found, will your company replace the camera?"
They responded as follows.
"We are aware the DAN Program has excluded losses resulting from "lost"
equipment. [However] In your scenario, yes, there would be coverage under the DEPP Program. "
Need I say more?
