confused about insurance for underwater cam operators

Hi,

My friend and I committed to a film school underwater narrative shoot as an underwater camera operator. I'll be shooting a small scene with actors underwater and my friend will be the support/safety diver. I'm a little confused about what kind of insurance is needed for narrative film shoots. He and I are currently certified divemasters and I am currently a professional camera operator on land. We are bringing all the scuba gear.

The school has film production insurance that covers everyone on the set and near the pool if they get hurt and for any damage to my gear.

Do we need our own insurance as underwater specialists even if this is not our production? In case an actor bludgeons his foot by kicking our scuba tanks laid down on the floor or if by chance something unusual happens (ie like we have bad air in our tanks and they get sick)? Or if I accidentally flood the camera during the shoot?

Will a waiver that we create and have everyone sign before working be enough?

Ideally I know everyone needs insurance for everything, but just confused on what people actually do.

Thanks so much!

AFAIK, the production company has to carry insurance for the shoot, including actors and crew, including underwater accidents etc. Of course, that depends on the policy of that school. You'll need to either get a lawyer to read up the policy. Good luck.

Thanks Drew. Much appreciated. Shooting in a few weeks and I think the school is covering it.