Equipment insurance?

Do you good people have your gear insured ? If so, what providers do you use and what kind of coverage ?

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Hey Vol

its worth doing a search. This issue has come up a few times.

A good few members said they were using their household contents insurance. Others through specialists. 
 

I’ve got my photography gear, including the u/w stuff, on my household insurance

Hey Vol
its worth doing a search. This issue has come up a few times.
A good few members said they were using their household contents insurance. Others through specialists. 
 
I’ve got my photography gear, including the u/w stuff, on my household insurance

I insure mine through a special rider on my homeowners insurance (State Farm). Similar to how one might get a rider for your special jewelry.  I've used it once for a flood and once for a big scratch on my dome port.  I've also had some luck with travel insurance - although there is usually a limit (like $250 - $500 USD) per item.  Its under  "baggage"  reimbursement although you wouldn't think so.  Luggage / baggage is not just what you put in the belly of the plane.  I once dropped a lens on a dive boat and $500 was covered under my travel insurance policy.  The lens cost more than that - but $500 was better than nothing.  I was surprised it was covered at all. 

Go through DAN

If you are eligible for USAA (former or current military), they offer an all risk, no deductible policy called Valuable Personal Property. I’ve had a couple claims over the years for damaged cameras and lens. Once I have documentation, they paid the entire cost promptly and without question. Plus it’s relatively inexpensive. 1-2% of declared value.

I used to go through Divemaster insurance (UK) but what they covered was what you paid - depreciation, so after a few years, the market value of what you owned was significantly lower than what you hoped to claim back.

No insurance for me nowadays

21 hours ago, VOL said:

Thanks I did a search but all I got was hits in the for sale section when people talk about shipping and insurance.

Here you go:

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Here you go: