Oh dear, remove pin, open door, throw in grenade. Close door.
Let me admit at the start that I love shiny new toys. I had a Nikon D300-based system - which was great - but when the D800 arrived, I wanted that. It was full frame. Had to be better, right?
It was great too. I loved the image that could produce. But also an utter pain to travel requiring a 230 dome for wide-angle images with sharpish (but not perfect) edges; and the depth of field was not as good as the D300 for macro.
Some years later the D850 arrive. Shiny new toy. But the more I read about it and talked to folks here on WP, the more persuaded I was that that full-frame was not the way to go - and to "down-size" to a D500 instead (thanks, Adam Hanlon!).
Result: easy to house a wide-angle (the classic Tokina 10-17: which I had on the D300), more depth of field with macro, WAY easier to travel (check that one with my partner!); no mega-domes, cheaper lenses - but not lacking in quality.
There is, of course, an element of what does the photographer want to do with the images? Is a, say, 24MB camera image enough? You can argue that FF gives you more crop-ability. But if like many the aim is to look at images on screen, maybe blow-up the occasional print to A3, then it's plenty. I sell lots of u/w images and no-one in 15 years has ever said, hmmm, that's not a full frame camera image..... it's either a nice image or it ain't.
Like I say, I love shiny new toys. But just for once, I realised that FF was not an advantage and I would not let my underwater self be seduced by the siren calls of the camera manufacturer marketeers. DX or M4/3 for many users, I would suggest, is the sweet spot.
And, yes, I have FF for topside..... The Man got me on that one.