when I learn to process (in a couple of centuries...

)
I understand that trepidation. It took me a while to learn the ins and outs of the digital world. In the film days, I loved working in the darkroom, so I attacked the "lightroom" with gusto ... I have learned A LOT over the last few years and am happy to share what I can ...
Lightroom from Adobe (and Aperture from Apple, too - but I've never used it) makes this so easy it is silly.
You just import the RAW files as you would JPEGs to any other "album" app and then you have the ability to tweak away without having to save files or lose any quality by doing so. All the "processing" is saved as application settings in a "sidecar" file separate from the RAW file. This kind of "non-desctructive" editing using RAW sensor data is what really sets digital apart from film. The ability to bring the "light" home and play with it is just awesome.
The default processing settings that Lightroom applies to your files are a good place to start, and often look good - but not EXACTLY like what your camera spits out. With a very small amount of practice, you will find combinations of settings that look MUCH better than what your camera spits out ... and then you can save them so all it takes is "one-click" and you have processed your files.
I have a handful of presets that I use to import my work - including one that looks almost exactly like what the standard in-camera processing produces. If I want the Canon "look", I can always fire up the Canon software ... or shoot JPG + RAW - which I sometimes do, but not that often. Even when shooting family snapshots, I usually shoot RAW and use a preset I call "SNAPSHOT" ... 
Ay any point, if you like what the image looks like, you can do one of three things:
>> Save/Publish to an image file like JPEG or TIFF
>> Save the image settings as a "snapshot" that you can always call back up at anytime
>> Save the image settings to a "preset" that can be used to process other files in the future
Download a trial of Lightroom and import a few of your RAW files. It isn't as scary or as time-consuming as you think.
I hardly ever use "photoshop" proper anymore ... Lightroom does nearly everything I need, and with the exception of a "cloning tool" and a "red-eye fix" almost everything in Lightroom is a "global" tool and therefore cannot be considered "manipulation" ... it just gives you manual and after-the-fact control over the same "decisions" your camera has to make to produce a JPEG like contrast, white balance, tone curve, color saturations, etc.