1) The DX / FX debate is a pure technicality.
I think you are completely right with this point.
This is based on the assumption that better gear will get you better images. I am at a point with my photography where I know I have still lots to learn and the thing that is going to improve my photos, if anything, is me, not technology. This will stay like this for a long time.
This is probably true for the majority of us... We just have to remember great images that were shoot in the early years of u/w photography. Those great images stay, technology go away...
3) What is wrong with my current gear? Nothing! It takes awesome pictures and I'm happy with the results.
I raised this question to get the comment of all about this.
I'm actually using a D70s and thinking of renewing for better quality at higher ISO since I dive mostly in dark water. Basically I can : 1- go with a D300 and keep my lens; 2- go for FX with for let's say a D700 and buy all new lenses; 3- wait for and eventual new model...