I personally don't understand why anyone would want to use a 105+teleconverter at any point other than its maximum reproductio ration. At just a few inches farther away from this point, you are shooting what could be captured with the 105 only (meaning a brighter viewfinder, more depth of field, and a sharper image).
Teleconverters have no affect on minimum focus distance measured from the lenses front element. I measure this as just over 5" with the 105.
Using a Nikon 4T dioper will bring this back to 3" IN AIR, or just over 2" in water- hence the difficulty shooting at maximum reproduction ratio. In fact, I'd venture to say that most people using this combo (a TC+105+DIOPTER) aren't capturing images that couldn't be captured with the 105+TC exclusively based upon their distance from the subject.
I have both Tamron and Nikon Teleconverters, and have ordered a Kenko pro 300 in anticipation of keeping it and ebaying the others (assuming its sharpness is better than the rest as I've been told).
My recomendation would be to lock the lens at 1:1 in MF, and don't even install a gear. Focus by moving the housing in and out to find the minimum focus distance. If this doesn't let you get close enough, add a wetmate diopter. With the size of the rig you are pushing around, 2" is awfully close.
Trying to shoot subjects best shot with another lens will lead to lots of sub-standard images and lots of frustration.
RC